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February 20, 2015

Pardalis & Nohavicka Insurance Coverage Update: No Insurance Coverage For Violent Host

The insured punched  a visitor three times in the face before the visitor blacked out. Insured was arrested and pled guilty to disorderly conduct. Tower Insurance, denied coverage based on a homeowner policy exclusion for bodily injury that was expected or intended by one or more insureds. No coverage.

Tower Ins. Co. of N.Y. v Ramlakhan
http://www.nycourts.gov/reporter/pdfs/2015/2015_30162.pdf

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